Effective Date: 22nd September, 2025
SM30 Group LtdCalmaire Commercial Finance, trading as Calmaire Commercial Finance (“we”, “our”, “us”) is committed to protecting and respecting your privacy. This Privacy Policy explains how SG30 Group Ltd, use, store, and protect your personal data when you visit our website, use our services, or interact with us.
SM30 Group Ltd trading as Calmaire Commercial Finance is a credit broker, not a lender.
Registered Office: Unit 1, 58 Portland Street, Kilmarnock, Scotland, KA1 1JG
We may collect and process the following information:
We process your data to:
We process your personal data under the following legal bases:
We may share your personal data with:
We do not sell your personal data.
We use Google Analytics 4 (GA4), Google Tag Manager (GTM), and Google Search Console (GSC) to understand how visitors use our site and to improve performance.
These tools may collect:
Cookies and Tracking:
We use cookies to store preferences, measure performance, and personalise content. You can manage or disable cookies in your browser settings.
For more on how Google uses your data, visit:
Under UK data protection law, you have the right to:
To exercise your rights, contact us at [email protected].
If you have questions about this Privacy Policy or how we handle your data:
Calmaire Commercial Finance
Portland Street, Kilmarnock, Scotland
Email: [email protected]
Phone: 0789 4304923
SM30 Group Ltd is committed to protecting your privacy. This Privacy Policy sets out how SM30 Group Ltd handles data that identifies you.
SM30 Group Ltd company registration number is SC842520, and our registered office is Unit 1, 58 Portland Street, Kilmarnock, Scotland, KA1 1JG. Optimum Commercial Solutions is authorised and regulated by the Financial Conduct Authority.
This Privacy Policy forms part of our legal information and sets out how we handle data which identifies you. If you have any queries concerning your personal information, please contact our email address: [email protected] .
During the course of dealing with us, we will ask you to provide us with detailed personal information relating to your existing circumstances, your financial situation, and, in some cases, your health and family health history (Your Information). We would like to explain what we will need to do with Your Information and your rights regarding it.
Your Information means any information describing or relating to you. It may identify you directly (e.g., name, address, date of birth, National Insurance number) or indirectly (e.g., employment situation, health history, or other information related to your social identity).
Your Information may include:
Title, names, date of birth, gender, nationality, marital status, contact details, and identity verification documents
Employment and remuneration details
Bank account information, tax details, credit commitments, and financial dependents
Health status and medical history (where relevant)
Existing financial products and their terms
We process Your Information to perform our contractual obligations or for our legitimate business interests. This includes responding to lender or regulator requests, contacting you for feedback, and ensuring compliance with legal and regulatory obligations.
We collect information directly from you during meetings or communications. We may also receive data from third parties (e.g., credit checks, employers, public records). If technology or software assists in data collection, your consent will be obtained.
We will:
Record and store Your Information securely (paper and digital)
Share Your Information with lenders, insurers, or third parties necessary to process your application
Respond to your financial product queries and inform you of relevant updates
Your Information may be shared with lenders, insurance providers, legal service providers, or product specialists solely to deliver our professional services. We do not transfer Your Information outside the European Economic Area.
We take reasonable measures to protect Your Information from unlawful access, loss, or damage. You should also take precautions when sending sensitive information electronically. We retain Your Information for at least six years or the duration of our relationship.
You can:
Request copies of Your Information
Ask for corrections or deletion (where legally possible)
Restrict or stop certain processing activities
Request data portability
Withdraw marketing consent
To exercise these rights, contact Unit 1, 58 Portland Street, Kilmarnock, Scotland, KA1 1JG or [email protected]. If you are dissatisfied with our handling of Your Information, you can contact the Information Commissioner’s Office (ICO) via https://ico.org.uk/global/contact-us/.
We monitor site usage anonymously to improve performance. Data is not personally identifiable. Cookies may be used for traffic analysis, not tracking. You can disable cookies via browser settings.
You are responsible for:
Protecting login details
Closing browsers when finished
Deleting browsing history if using shared/public computers
We may disclose Your Information if required by law or a regulatory authority.
We are not responsible for the privacy practices of linked third-party websites. Please review their privacy policies.
Accessing our website implies agreement to these terms. This website is for UK residents only. Content may change without notice and does not constitute financial advice.
We strive for accuracy but do not guarantee completeness. We are not liable for loss or damage resulting from website use. The website may contain errors or viruses, and the Privacy Policy may change periodically.
All website content is owned by us. You may download or print sections for personal use with proper credit. Commercial use without written consent is prohibited.
We cannot guarantee secure transmission or receipt of emails.
This Privacy Policy is governed by the laws of England and Wales.
If you access the site from outside the UK, your data may be transferred internationally. By using the site, you consent to such transfers.
